Direct Billing - Claiming Under Your Private Insurance Plan

No More Insurance Headaches - We Take Care of Everything
Just like our clients say they want - we handle all the sessions approval, funding from insurers, and treatment extensions for you. Experience hassle-free therapy at our Burnaby clinics.
Yes, we are able to direct bill to most major insurers! If you have an open ICBC or WSBC claim, please note that we can't direct bill another insurer for treatment until that claim has been resolved.
Click HERE to visit Total Therapy's Direct Billing information page in our Help Centre for a complete list of insurers that we bill to.
Total Therapy is proud to direct bill to most major insurers! See below for a complete list:
Alberta Blue Cross
Beneva Inc
BPA – Benefit Plan Administrators
Canadian Armed Forces/CAF/Veterans
Canadian Construction Workers Union
Canada Life
Canada Life PSHCP
Chamber of Commerce Group Insurance
CINUP
ClaimSecure
Coughlin & Associates Ltd.
Cowan
D.A. Townley
Desjardins Insurance
Empire Life
Equitable Life
First Canadian
GMS Carrier
GMS Carrier
GreenShield Canada
GroupHEALTH
GroupSource
Industrial Alliance
Johnson Inc.
Johnston Group Inc.
LiUNA
LiUNA
Manion
Manulife
Maximum Benefit
Medavie Blue Cross
MDM Insurance Services
Medic Construction
Pacific Blue Cross
People Corporation
RWAM Insurance Administrators
Simply Benefits
Sunlife
SSQ
TELUS AdjudiCare
Union Benefits
UV Insurance
Your Direct Billing Questions Answered - Simple, Clear, No Confusion
Due to very strict privacy policy put in place by insurance companies, clinics don't have access to any information regarding your insurance plan (including your coverages or limits). You can review your policy documents or contact your insurer directly to confirm.
We will direct bill your insurance provider for your session within 1-2 business days of your appointment date. Sometimes, insurers do not pay in full, or they may refuse payment. In either of these cases, we will send you an email explaining what occurred (including an "explanation of benefits" directly from your insurer) so that you are aware. Your credit card on file will be charged for the remaining balance and a detailed receipt will be sent to you. This receipt can then be submitted to your insurer(s) who will reimburse you directly, if you are eligible for coverage.
We know that sometimes you may have coverage under two different plans and/or two different insurers. At this time, we only direct bill to your primary insurer, however, you are welcome to submit any remaining balances to any secondary insurer you may have. The only exception to this is if you have more than one plan with Pacific Blue Cross, as they will automatically process to your primary and secondary.
A deductible is an activation fee that some plans require patients to pay at the beginning the year. If you have questions about your deductible, be sure to contact your insurer!
No, we cannot direct bill another insurer for treatment if you have an open ICBC claim. Once your claim has resolved, then we are able to resume direct billing to your other insurer(s).
No, we cannot direct bill another insurer for treatment if you have an open WSBC claim. Once your claim has resolved, then we are able to resume direct billing to your other insurer(s).
Cancellation Policy
We understand injuries and pain disrupt your life. Our cancellation policy respects your time while ensuring you get the consistent care needed for recovery.
We require 48 hours notice to cancel or reschedule an appointment. Late cancellations will be charged to the patient at 50% of the appointment cost, and no shows will be charged to the patient at 100% of the appointment cost.
Please note that insurers, including ICBC, will not pay for late cancellation fees.
Related Articles
Find answers to common questions, expert advice, and helpful resources to guide you on your recovery journey.
Take your first steps towards recovery.
We’re here to assist you. Contact our team or explore additional resources to get the support you need.