Direct Billing - Claiming Under Your Private Insurance Plan

No More Insurance Headaches - We Take Care of Everything

Just like our clients say they want - we handle all the sessions approval, funding from insurers, and treatment extensions for you. Experience hassle-free therapy at our Burnaby clinics.

Yes, we are able to direct bill to most major insurers! If you have an open ICBC or WSBC claim, please note that we can't direct bill another insurer for treatment until that claim has been resolved.

Click HERE to visit Total Therapy's Direct Billing information page in our Help Centre for a complete list of insurers that we bill to.

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Total Therapy is proud to direct bill to most major insurers! See below for a complete list:

Alberta Blue Cross

Beneva Inc

BPA – Benefit Plan Administrators

Canadian Armed Forces/CAF/Veterans

Canadian Construction Workers Union

Canada Life

Canada Life PSHCP

Chamber of Commerce Group Insurance

CINUP

ClaimSecure

Coughlin & Associates Ltd.

Cowan

D.A. Townley

Desjardins Insurance

Empire Life

Equitable Life

First Canadian

GMS Carrier

GMS Carrier

GreenShield Canada

GroupHEALTH

GroupSource

Industrial Alliance

Johnson Inc.

Johnston Group Inc.

LiUNA

LiUNA

Manion

Manulife

Maximum Benefit

Medavie Blue Cross

MDM Insurance Services

Medic Construction

Pacific Blue Cross

People Corporation

RWAM Insurance Administrators

Simply Benefits

Sunlife

SSQ

TELUS AdjudiCare

Union Benefits

UV Insurance

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Your Direct Billing Questions Answered - Simple, Clear, No Confusion

We know insurance can be overwhelming. Get straight answers about coverage, claims, and what to expect when you visit our Brentwood or Metrotown clinics.

Due to very strict privacy policy put in place by insurance companies, clinics don't have access to any information regarding your insurance plan (including your coverages or limits). You can review your policy documents or contact your insurer directly to confirm.

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We will direct bill your insurance provider for your session within 1-2 business days of your appointment date. Sometimes, insurers do not pay in full, or they may refuse payment. In either of these cases, we will send you an email explaining what occurred (including an "explanation of benefits" directly from your insurer) so that you are aware. Your credit card on file will be charged for the remaining balance and a detailed receipt will be sent to you. This receipt can then be submitted to your insurer(s) who will reimburse you directly, if you are eligible for coverage.

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We know that sometimes you may have coverage under two different plans and/or two different insurers. At this time, we only direct bill to your primary insurer, however, you are welcome to submit any remaining balances to any secondary insurer you may have. The only exception to this is if you have more than one plan with Pacific Blue Cross, as they will automatically process to your primary and secondary.

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A deductible is an activation fee that some plans require patients to pay at the beginning the year. If you have questions about your deductible, be sure to contact your insurer!

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No, we cannot direct bill another insurer for treatment if you have an open ICBC claim. Once your claim has resolved, then we are able to resume direct billing to your other insurer(s).

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No, we cannot direct bill another insurer for treatment if you have an open WSBC claim. Once your claim has resolved, then we are able to resume direct billing to your other insurer(s).

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Cancellation Policy

We understand injuries and pain disrupt your life. Our cancellation policy respects your time while ensuring you get the consistent care needed for recovery.

We require 48 hours notice to cancel or reschedule an appointment. Late cancellations will be charged to the patient at 50% of the appointment cost, and no shows will be charged to the patient at 100% of the appointment cost.

Please note that insurers, including ICBC, will not pay for late cancellation fees.

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